Home insurance typically consists of several key components: a. Dwelling Coverage: Protects the structure of your home, including the walls, roof, floors, and attached structures. b. Personal Property Coverage: Covers your personal belongings, such as furniture, electronics, and clothing. c. Liability Coverage: Provides financial protection if someone is injured on your property and you are found legally responsible. d. Additional Living Expenses Coverage: Covers temporary living expenses if your home becomes uninhabitable due to a covered event.