Several factors can influence the cost of insurance premiums, including:
- Age, gender, and health status (for health and life insurance).
- Driving record, vehicle type, and usage (for auto insurance).
- Location, construction type, and coverage limits (for homeowners/renters insurance).
- Occupation, income level, and benefit amount (for disability insurance).
- Coverage limits, deductible amounts, and additional features (for all types of insurance).