Types of Home Insurance Policies:

There are different types of home insurance policies available, including: a. HO-3 Policy: The most common type, offering comprehensive coverage for both the structure and personal belongings, except for specific exclusions. b. HO-5 Policy: Provides broader coverage, including protection for personal belongings against a wider range of perils. c. HO-6 Policy: Designed for condominium owners, covering personal property and the interior of the unit. d. HO-4 Policy: Specifically for renters, covering personal belongings and liability.